Compare Companies That Fund Online Installment Loans

The companies listed below provide installment loans online to consumers all throughout the US.  We’ve tried to point out the specific states that each lender does or does not offer online loans in. Be sure you live in an approved state before applying for a direct lender loan.

This directory of installment loan lenders was last revised in April 2018


Avant is an online lending system that claims to be “reducing the costs and restrictions of borrowing for consumers”. Avant gives you access to unsecured personal loans that go from $2,000-$35,000 with next day funding possible if you qualify. As of 2018, the Avant platform has serviced more than 500,000 customers across the world.


Secure Personal Loans

Secure provides bad credit installment loans throughout the US. To pre-qualify for an online loan, you need to be currently employed and make at least $1000 a month with an active checking account. They’re often able to work with you on an extended payment plan or smaller loan amount if you have bad credit or past loan defaults.



MoneyKey is a state licensed installment loan lender with more than 180,000 customers. MoneyKey arranges and services online loans of up to $2,600 even if you have bad or no credit. They feature a secure and convenient application process and you may be eligible to receive funds in as soon as 1 business day.



NetCredit is an online company that’s been funding online installment loans for years. If you have bad credit it may be tough to get a loan with them. They’re geared more towards the near-prime credit consumer who may be looking for a high dollar loan. They have a completely online application process and don’t charge any fees for an early loan payoff. You’ll only pay back the principal loan amount and finance charges. They also report your payment activity to the credit bureaus. That means you can build a positive credit history with a NetCredit personal loan. NetCredit funds unsecured installment loans online of $1,000 to $10,000 to consumers in the following states ONLY: Alabama, California, Delaware, Georgia, Idaho, Missouri, New Mexico, South Carolina, Utah, Virginia, and Wisconsin.



CashNet offers installment loans online of up to $3,000 to consumers all throughout the country. Once approved for a loan you should expect money in your account within 24 hours. They also offer a prepayment option where you can pay back your installment loan at any time without prepayment charges. CashNetUSA offers direct installment loans online in the following states ONLY: Alabama, California, Delaware, Florida, Hawaii, Illinois, Kansas, Louisiana, Maryland, Michigan, Missouri, Mississippi, New Mexico, Ohio, Oklahoma, Rhode Island, South Carolina, Texas, Tennessee, Utah, Virginia, Washington and Wisconsin.


Are you having trouble getting an installment loan from the lenders listed here? Keep in mind, installment loans are generally issued to consumers with fair to good credit. Installment loans are high dollar loans and they’re paid off over a matter of months or years instead of weeks with a traditional payday loan. If you’ve been denied more than once for an installment loan you may want to check out: OneClickLoan. They have a huge network of direct installment lenders and payday loan companies as well. They can usually find you a loan of anywhere from $500-$10,000 with a repayment term of up to 36 months. offers online installment loans and online cash advance loans. Depending on your state, they may not need a credit check if you’re pre-qualified for any type of financing. Even if you have bad credit they can usually work with you to facilite a smaller loan amount. They’ve funded well over 50,000 loans and claim to have a quick and easy application process with next day ACH deposit upon approved. Borrowers are able to rebuild a bad credit rating as on-time payments are reported to the credit bureaus.



As the name of the company says, MyPaydayLoan is not an installment loan lender. Instead, they offer direct payday loans to consumers with bad credit all across the country. While many consumers come to our site looking for long term financing they sometimes come to find out they’re better served by taking out a direct payday loan. This option may be better for you if you have bad credit or poor credit and/or if you’re looking for a quicker payoff time and/or a smaller loan amount. You can’t have any delinquent payday loans from the past two years. Borrowers submitting new loan applications will need an active checking account to be approved for financing. Mypaydayloan will not accept savings accounts or pre-paid accounts.



LendUp has been offering direct installment loans online for under two years. As CNN says, “They’re already shaking up the personal loan industry”. LendUp promises an instant approval process where you’ll find out in less than five minutes about approval for financing. They claim you’ll be able to set your own payoff terms while rebuilding your bad credit as well. Most LendUp customers are able to borrow anywhere from $250 to $1,000.


Check City

Check City provides online direct installment loans of up to $2,500. They also have dozens of retail storefronts throughout the Western US where you can get your money that same day. Check City requires proof of steady income as well an active checking account. Having bad credit won’t disqualify you for a loan but you can’t have any outstanding payday loans or have been in default on a payday loan within the past year. At last check on March 2018, Check City is only funding installment loans in Nevada and Utah.



Springleaf has been offering direct installment loans online for years. Borrowers can receive money within 24 hours and sometimes that same day if they live near any of their financial locations. These are not loans for bad credit consumers. Applicants will need a credit score of at least 600 to ensure approval for an online direct loan. Springleaf is currently accepting loan applications for financing of of $1500 to $10,000 (depending on your state). Interest rates with this type of personal loan will be lower than what you see with most payday advances.


Check ‘n Go

Check ‘n Go is a well known nationwide company that has a great rating on most lending comparison sites. They specialize in short term financing such as payday loans and cash advances. They recently made a large push to offer online installment loans direct lenders. With a Check ‘n Go installment loan you can get anywhere from $2500 to $5000 and pay it back anywhere from 3 to 12 months. It looks like they’re only offering online installment loans in California, Texas and Ohio, but that may change later this year. Be sure to check their online loan agreement for rates and terms as well as info on late fees. Check ‘n Go claims the application process takes place online and money is sent to a bank account by the next business day.


Cash Central

Cash Central is a longtime lender that recently started offering direct installment loans online. Their personal loans will generally last at least six months with payments every other week. Cash Central is generally viewed as a top online lender to work with if you have bad to average credit. Most customers with credit difficulties are encouraged to apply. Their application process takes place online and they claim to have 24/7 customer service support. Cash Central is offering online direct installment loans and payday loans of $750 to $5,000.


Loan Solo

Loan Solo is not a direct installment lender or direct payday lender. Instead, they work with over 200 financial companies that fund bad credit installment loans. This company can usually find you a direct installment loan or online personal loan. They have success regardless of past credit history and/or issues with money. Their network of online direct lenders will fund a loan of $300 and higher for applicants with an average credit score. Borrowers can generally expect a payoff time of anywhere from 30 days to a matter of months. They also claim you will get a loan approval notification in less than 5 minutes.

installment loans online approved
Stay Positive & you’ll find a direct lender!


We update this directory at least once a week. Be sure to check back to see if there are any new online lenders on our list.

Do you have any questions or comments about our website or financial issues in general? Do you know of any companies who feature online installment loans that may be missing from out database? Are you looking for more information on how to find the best interest rates or companies with fastest loan approval? If so feel free to shoot us an email at We’ll try to get back to you within 24 hours!